*Disclaimer: Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. For more licensing information, please visit www.guildmortgage.com/licensing. The home financing options include a 30 year-fixed FHA loan, with a loan amount of $588,150.00, a down payment of $20,965, and a seller credit of $24,880, buyer will make (1st year info: monthly payments of $3,498.90, at interest rate of 2.50%). (2nd year info: monthly payments of $3,816.06, at interest rate of 3.50%). (3rd year info: monthly payments $4,155.07, at interest rate of 4.50%). (Year 4-30 info: monthly payments $4,514.45, at interest rate of 5.50%) APR 6.288%. Seller incentive participation is required to pay for the seller buydown. Estimates include taxes, insurance and mortgage insurance, if applicable. The monthly payment includes an estimate for homeowner’s insurance and property taxes; however, they may change based on your selection of homeowner’s insurance provider and calculation of property taxes determined by the county. The purchase price, loan amount, and final terms will vary based on the home selected. Interest rates are based on borrower qualifications and loan program guidelines. Rates are subject to credit approval, underwriting, and eligibility requirements, including credit score, loan-to-value ratio (LTV), and property type. Interest rate is available through Guild Mortgage’s “Builder Forward Commitment” program, which allows a builder to reserve a block of mortgage loans with Guild Mortgage at a permanent buydown rate for a specified period of time (up to 60 days). Property eligibility is contingent upon funds still being available from builder’s forward commitment agreement. The consumer is free to work with any lender, however, this offer is contingent upon selecting Guild as your lender. Rates are subject to change. This is not an offer of credit or a commitment to lend. Please consult a tax advisor for more information. Tim Lewis Communities is not a mortgage lender. Guild Mortgage is not affiliated with Tim Lewis Communities. Seller reserves the right to modify the Promotion’s terms and/or Promotion period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Equal Housing Opportunity. Fall Savings apply to specific quick move in homes for a limited time and is subject to change. Information, prices, promotions, incentives, features, options, amenities, floorplans, elevations, designs, materials, and dimensions are subject to change without notice. Square footage is approximate. Incentive offers cannot be combined, are available on select homes, subject to qualifications, restrictions, and terms, and can be withdrawn without notice. See Sales Consultant for details. CA DRE license #01462003 / NRED Broker lic. B.1000432 11.5.25 HURRY IN NOW FOR SPECTACULAR SAVINGS AND BE IN YOUR HOME FOR THE HOLIDAYS! Ask About Available Payment Concessions! From the low $600s 916.787.3496 Ask About Available Payment Concessions! From the mid $500s 916.787.3491 Ask About Available Price Concessions! From $1 million 916.787.3495 - ROCKLIN - THE WOODS AT CROWNE POINT - ROSEVILLE - MORGAN PLACE - RENO, NV - THE COURTYARDS AT ARROWCREEK PKWY TimLewis.com There’s never been a better time to secure the home you deserve at a Tim Lewis Community! This season, skip the wrapping paper and step into something truly special — a brand-new home that’s move-in ready and easier to own with our limitedtime great rates. Homes are ready now in Rocklin, Roseville, and Reno — with limitedtime financing that makes it easier to own sooner. It’s more than a gift — it’s a smart investment in your future. Come visit us today! LOCK IN JOY AMAZING SAVINGS ON SELECT QUICK MOVE-IN HOMES! AND A FIRST-YEAR RATE OF 2.5%*
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