mandatory auto insurance coverage includes the following: Bodily Injury Liability ($20,000/person, $40,000/accident), Property Damage Liability ($10,000 per accident) and Personal Injury Protection ($10,000 per accident). You are required to carry proof of your insurance in your vehicle at all times. Otherwise, you could face a hefty fine of up to $1,000, imprisonment and/or suspension of your driver’s license. Obtaining economical insurance coverage can be difficult, especially if you are under 25 years of age. If possible, switch to an insurance company operating in Hawaii upon your arrival. BICYCLES, MOPEDS & MOTORCYCLES Owners of a bicycle with 20-inch or larger tires must obtain a permanent registration at a Satellite City Hall at a cost of $15 per pedal bike, plus $5 to transfer registration. The registration fee for low-speed electric bicycles (E-Bikes) is $30. In both cases, bring your bill of sale, affidavit of ownership and serial number. All taxes collected from registration fees are deposited into a special fund earmarked for bicycle-related projects and programs. For document requirements, bicycle regulations and safety tips, visit www8.honolulu.gov/csd/bicycleregistration. Military bases require all bike riders to wear helmets. Elsewhere, all riders under 16 must wear helmets. Transportation 78 When visiting the DMV for your appointment, present your Social Security card, current out-of-state license and birth certificate. Minors must have both parents’ signatures to apply. After completing an application, you will be given a written test and vision test. Vision must be 20/40 corrected. To prepare for the written test, download the Official Hawaii Driver’s Manual from Hidot.Hawaii.gov. The manual includes information on driver’s license permits, vehicle registration, written test questions and answers, plus other general driving information. Once you pass these tests, your license will be processed and you will be given a temporary license or permit. If you are on active federal service and your Hawaii driver’s license expired while you are deployed overseas, the license will remain valid for 90 days after your return to the United States. AUTO INSURANCE Drivers can not operate motor vehicles on Hawaii roads without Hawaii No-Fault Insurance. First, confirm if your current carrier does business in Hawaii. If so, inform the company of your move and update your insurance coverage. Otherwise, you will need to purchase an auto insurance policy provided by a Hawaii carrier. Minimum
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